“Between the youth out of school and summer vacations, home thefts rise in the summer. Most burglaries take place between 10 a.m. and 3 p.m. One in thirty-six homes are burglarized annually.”
Endorsements = Additional Coverage on your homeowner’s policy!
“If you own a home, or are planning to; you’ll want to think about the best way to insure it. Our goal is to match your specific needs to the right company. It pays to shop around, both for the best coverage and for a company that likes your type of home. Lucky for you, we do the shopping for you! We browse our over a dozen insurance carriers to find you the best coverage for your home and family.”
Our video visit series, “Who’s next?” landed John & Rick at Stone Gate Mortgage! While they were there they got some insight as to why these lenders get up and get after it day in and day out! We can relate, without a doubt!
“If you are a prospective new homeowner in Massachusetts, Rhode Island, or Connecticut you may or may not have heard “Flood Insurance” come up in conversation. Many are unaware that reimbursement for flood damage is not covered under your standard homeowners policy.”
Yard sales may appear to be a safe activity, but there are genuine risks to the seller (property owner) and to the customers who are invited onto the property. It makes sense, regardless of your insurance situation, to take steps to minimize the chances of problems occurring.
“Umbrellas are designed to be carried over a person’s primary (also known as underlying) liability coverage. Primary refers to the fact that in the event of a loss, the liability portion of your auto or homeowner coverage is the first to respond. Umbrellas or excess liability policies respond to an eligible loss only after the primary insurance has paid its limit.”
Real Estate Agents and Brokers Professional Liability Policy protects against loss due to wrongful acts committed by a real estate agent in the course of providing realty services. Besides covering wrongful acts, an insurance company would also handle the, often, high expense of providing a legal defense against lawsuits.
Bob explains why he encourages Realtors to have their sellers complete a home inspection before their home hits the market!
“Valentine’s Day often brings quite expensive gifts, commonly in the form of new jewelry. Whether you get the engagement diamond of your dreams, a gold necklace or bracelet set, or even an upgrade to a current piece- you should consider protecting it!”