Boat Insurance

Whether you enjoy time on your boat with friends and family, or alone on the peaceful water, boat insurance can be an important investment. Make sure you have all the coverage you need to protect your aquatic adventures.

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Boats We Insure

Lapointe Insurance offers boat insurance for a variety of watercrafts in MA, RI, NH, & CT.

Yachts | Pontoon Boats | Wakeboard and Ski Boats | Jet Boats | Personal Watercraft Boats | Cabin Cruiser Boats

Don’t see your specific boat? Don’t worry. We insure most boats in Massachusetts, Rhode Island, New Hampshire, and Connecticut. We’d love the opportunity to insure yours!

At Lapointe Insurance, we want our clients boating in MA, RI, CT, and NH to enjoy their time on the water without worrying about it. Our team specializes in writing boat insurance policies so you can be sure we’ll get you the right coverage for the best price possible.

We know that not all boaters are the same. Sailors, fishermen, power boaters all have different risks that we will take into account so we can create a policy tailored to your needs. We’ll quote several carriers to get you the best rate with the coverage you need.

If this is your first time owning a boat, or you’re a seasoned captain, it’s always a good time to review your policies. We are here to help you.

Coverages we Recommend

  • Property Coverage

    Coverage to replace or repair your boat, outboard motors, equipment, and trailers.

  • Liability Coverage

    Helps pay for costs associated with lawsuits that may arise from an accident.

  • Uninsured Boater Coverage

    Protects you if you are involved in an accident with a boat operator who has no insurance or other means to pay for a claim.

  • Towing Coverage

    Protects you in the event of an accident.

Boat Insurance Discounts

  • Boating and Water Safety Education Credit

    Discount offered to clients who complete education courses offered by the Coast Guard Auxiliary, US Power Squadrons, or the American Red Cross.

  • Credit for Safety Equipment

    This includes ship-to-shore radios, Coast Guard approved fire extinguishers, etc.

  • Safe Boating Credit

    Offered from many carriers for clients with 2+ years of claim-free experience.

Ready to Get Boat Insurance?

Fill out our form today to get a quote for boat insurance. It only takes a couple minutes! Available for boaters in MA, RI, NH, and CT.