Starting October 2021, FEMA plans to put Risk Rating 2.0 into effect. What does this mean for NFIP policyholders?

At Lapointe Insurance, we strive to do our part to keep you informed, protected, and safe. The Texas storm reminds us that disaster can strike anywhere. We need to be prepared!

In this article, we’ll describe a couple options to protect your jewelry under your homeowners policy, discuss the appraisal process, and share some tips that may help you prevent and prepare for a loss.

Learn about common causes of water damage in the winter, whether your insurance covers these damages, and how to prevent these damages from occurring in the first place.