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Replacement Cost vs. Actual Cash Value in Homeowners Insurance

  • Posted by Daniel Simcock
  • On January 14, 2021
Learn how your homeowners insurance values your contents and choose which coverage is right for you: replacement cost or actual cash value.
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Protect Your Home Against Break-Ins

  • Posted by Lapointe Insurance
  • On August 7, 2019
"Between the youth out of school and summer vacations, home thefts rise in the summer. Most burglaries take place between 10 a.m. and 3 p.m. One in thirty-six homes are burglarized annually."
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All About Endorsements!

  • Posted by Lapointe Insurance
  • On June 25, 2019
Endorsements = Additional Coverage on your homeowner's policy!
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Which Homeowners Policy is Right for You?

  • Posted by Lapointe Insurance
  • On June 11, 2019
"If you own a home, or are planning to; you’ll want to think about the best way to insure it. Our goal is to match your specific needs to the right company. It pays to shop around, both for the best coverage and for a company that likes your type of home. Lucky for you, we do the shopping for you! We browse our over a dozen insurance carriers to find you the best coverage for your home and family."
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Flood Insurance Tips for New Home Owners!

  • Posted by Lapointe Insurance
  • On April 29, 2019
"If you are a prospective new homeowner in Massachusetts, Rhode Island, or Connecticut you may or may not have heard "Flood Insurance" come up in conversation. Many are unaware that reimbursement for flood damage is not covered under your standard homeowners policy."
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Yard Sale Liabilities!

  • Posted by Lapointe Insurance
  • On April 12, 2019
Yard sales may appear to be a safe activity, but there are genuine risks to the seller (property owner) and to the customers who are invited onto the property. It makes sense, regardless of your insurance situation, to take steps to minimize the chances of problems occurring.
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