8 Interesting Insurance Facts – National Trivia Day

Overview: Need a fun fact to stump your friends on trivia night? Try one of these 8 insurance facts Lapointe Insurance has compiled for National Trivia Day.

January 4th was National Trivia Day in the US. To celebrate, we thought it would be fun to ask the office if they had any interesting insurance facts to share.

Some of the responses were truly bonkers!

Here are 8 fun facts we’ve learned about insurance.

Killer Comedians

Did you know: there is an insurance policy designed for the funniest people in mind? It’s called Death by Laughter Insurance.

When ET comes knocking on your door…

Since 1987, Alien Abduction insurance has been readily available to purchase. It helps cover medical costs related to an abduction incident.

…he comes knocking 100,000 times

Who would buy alien abduction insurance? We’re not sure. All we know is that there has been around 100,000 policies written, with at least two paid out claims.

The first insurance company

Did you know: Ben Franklin founded the first insurance company in the US? It was opened in 1752, and was called the Philadelphia Contributionship.

Mower Coverage

If you have an investment or a landlord’s policy, you can actually get your lawnmower covered. If it is used to maintain the property, it can be protected under your dwelling coverage.

When the dog bites…

If your dog bites someone, it has to be covered by your insurance. Insurance companies have strict guidelines on what policies they can and cannot write depending on the breed of dog you own.

…it will cost you!

When your dog bites someone, it can be costly for you and your insurance company. In 2019 alone, the total value of dog bite claims was nearly $800 million.

Just for Kicks

Did you know: Cristiano Ronaldo, soccer superstar, took our a $144 million policy to protect his legs?

We hope you’ve enjoyed this little slice of trivia. If you have any more fun insurance facts, feel free to comment down below. We’d love to learn more.