How much car insurance do I need?

  • Posted by Lapointe Insurance
  • On July 23, 2022
There is a minimum imposed by each state, which you can find out through the DMV. Beyond that, you should buy as much car insurance coverage as you feel comfortable with and can afford.
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Can I Get Car Insurance with a Suspended License?

  • Posted by Lapointe Insurance
  • On July 23, 2022
Most insurance companies will not issue or maintain insurance for someone who has a suspended or revoked driver’s license. However, you can work with your insurance agent to file an SR-22 form, which grants insurance coverage for a period of time.
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Am I covered if I drive someone else’s vehicle?

  • Posted by Lapointe Insurance
  • On July 23, 2022
Generally speaking, the insurance goes with the car. For example, if you have an accident while driving someone else’s car, the owner’s insurance would apply toward damages first. Your auto insurance would generally apply in the event the owner of the vehicle had no auto insurance or did not have enough auto insurance to pay […]
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Will my payments ever change without my knowledge?

  • Posted by Lapointe Insurance
  • On July 23, 2022
Not often, but insurance does go up every year with the rate of inflation. That’s the case with both home and auto insurance. Usually, at renewal for both types, you’ll be notified of any significant changes. Your annual renewal period is a good time to talk to your agent about how much you’re paying and […]
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