Contractors Insurance

If you’re the owner of a construction firm, large or small, you know the risks your business faces. From potential property loss, to road accidents with your work trucks and other vehicles, or issues with subcontractors, you need to make sure your business is covered.

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Businesses We Insure

Lapointe Insurance offers business insurance solutions for many types of construction firms in MA and RI.

Carpenters | Plumbers | Electricians | Roofers | Tree Surgeons | Landscape Gardening

Don’t see your profession? Don’t worry. We insure most artisans & contractors in Massachusetts and Rhode Island. We’d love the opportunity to insure yours!

Massachusetts and Rhode Island contractors have some unique risks, and each company is different. To make sure you get the right policy for the best possible price, we take the time to listen to your business’ story, learn about your people, and see where your operation’s greatest risks are. We then help design a program that best fits your needs. With over a dozen companies to choose from, we can assure you that we have the right solution.

Coverages we Recommend

  • Commercial Auto Insurance

    Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.

  • Workers Compensation Insurance

    Protect those who work for you. This coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers a serious injury.

  • Errors and Omissions Insurance

    Protect against customers’ claims for negligent acts, errors or omissions committed during business activities that result in a loss for the client.

  • Equipment Leased or Rented From Others Coverage

    Protect equipment that you have rented or leased for your business, such as forklifts, cranes and backhoes.

  • Property In Transit Insurance

    Protects the valuable equipment you use to perform your contracting services. It can cover losses to goods that occur at your premises, while being transported to or from your premises, or while in storage.

  • Contractors Equipment Coverage

    Protect your valuable tools and machinery against damage while on the job. Common tools include those used in construction, landscaping and engineering, such as compressors, pumps, saws and other portable equipment.

  • Employee Dishonesty Coverage

    Get coverage to help recover losses from employee theft. Work with your agent to find the right amount of coverage for your business.

Ready to Get Started?

Fill out our form today to get a free quote for business insurance. It only takes a couple minutes! Available to contractors in MA, RI, NH, and CT.