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Highly recommend.

Excellent service. They always look to find the best coverage for their clients. Highly recommend.
Lapointe Insurance
5.0
2017-09-20T19:41:50+00:00
Excellent service. They always look to find the best coverage for their clients. Highly recommend.

Knowledgeable, helpful & caring

Julie at Lapointe Insurance is very knowledgeable, helpful & caring. I feel I get Personal service from her which is rare in this day & age.
Lapointe Insurance
5.0
2017-09-20T19:37:55+00:00
Julie at Lapointe Insurance is very knowledgeable, helpful & caring. I feel I get Personal service from her which is rare in this day & age.

Great place with friendly people.

Great place with friendly people. Always quick to respond when in need. Sally's a great help as is all that work there. Would recommend to friends and family.
Lapointe Insurance
5.0
2017-09-20T19:20:03+00:00
Great place with friendly people. Always quick to respond when in need. Sally's a great help as is all that work there. Would recommend to friends and family.

fabulous from start to finish with me and my wife’s flood & homeowners insurance policy

John Lapointe, Amy Ferreira & Suzette Moniz were all fabulous from start to finish with me and my wife's flood & homeowners insurance policy. One of the things I like most about this staff is they treat you like humans and not just another "Number in line". John LaPointe came highly recommended by Salem Five and they couldn't have been more spot on with him and the rest of the staff. I will recommend all future business and clients to them for any insurance needs. Thanks again, team! Signed, One happy customer 🙂

Jonathan Raymond

Lapointe Insurance
5.0
2018-12-07T19:54:56+00:00

Jonathan Raymond

John Lapointe, Amy Ferreira & Suzette Moniz were all fabulous from start to finish with me and my wife's flood & homeowners insurance policy. One of the things I like most about this staff is they treat you like humans and not just another "Number in line". John LaPointe came highly recommended by Salem Five and they couldn't have been more spot on with him and the rest of the staff. I will recommend all future business and clients to them for any insurance needs. Thanks again, team! Signed, One happy customer 🙂

timely transfer from AMICA insurance

Westport office, thank you for a smooth knowledgeable, timely transfer from AMICA insurance.An excellent staff. Thanks!

Ronald Pouliot

Lapointe Insurance
5.0
2018-12-07T19:38:46+00:00

Ronald Pouliot

Westport office, thank you for a smooth knowledgeable, timely transfer from AMICA insurance.An excellent staff. Thanks!

Ask for John.

I would highly recommend Lapointe insurance. They are extremely nice and easy to work with. Ask for John. He was very knowledgeable about different insurance plans and packages. I would use them in the future for both home and auto insurance

Andrew Murkidjanian

Lapointe Insurance
5.0
2018-12-07T19:28:00+00:00

Andrew Murkidjanian

I would highly recommend Lapointe insurance. They are extremely nice and easy to work with. Ask for John. He was very knowledgeable about different insurance plans and packages. I would use them in the future for both home and auto insurance

I saved money and she really shopped

I cannot say enough about how nice Sally was with helping me with my policies. I saved money and she really shopped around to get me the coverage I needed. I would definitely recommend Lapointe insurance.

Kelly Canasta

Lapointe Insurance
5.0
2018-12-07T19:13:49+00:00

Kelly Canasta

I cannot say enough about how nice Sally was with helping me with my policies. I saved money and she really shopped around to get me the coverage I needed. I would definitely recommend Lapointe insurance.

Excellent staff

Excellent staff, everytime I need something they are on top of it and very promptly. My usual dealings are with Angela and she goes above and beyond every time. Five stars from me
Lapointe Insurance
5.0
2017-09-20T19:20:55+00:00
Excellent staff, everytime I need something they are on top of it and very promptly. My usual dealings are with Angela and she goes above and beyond every time. Five stars from me

Everyone there is always so helpful

I have my homeowners and auto insurance policies with Lapointe. Whenever I have had any questions or concerns, everyone there is always so helpful and responds immediately. I have recommended Lapointe to family and friends.
Lapointe Insurance
5.0
2017-09-20T19:21:48+00:00
I have my homeowners and auto insurance policies with Lapointe. Whenever I have had any questions or concerns, everyone there is always so helpful and responds immediately. I have recommended Lapointe to family and friends.

a company that truly cares about their customers

I can’t say enough good things about The Lapointe Insurance company! If you’re looking for a company that truly cares about their customers, you’ve found one! When a lower rate is available, they always contact me right away! I’ve enjoyed the last 10 years worry free and look forward to many more

Stephanie DeSousa

Lapointe Insurance
5.0
2018-12-07T19:46:28+00:00

Stephanie DeSousa

I can’t say enough good things about The Lapointe Insurance company! If you’re looking for a company that truly cares about their customers, you’ve found one! When a lower rate is available, they always contact me right away! I’ve enjoyed the last 10 years worry free and look forward to many more

The BEST

Donna is most helpful, the BEST
Lapointe Insurance
5.0
2017-09-20T19:36:02+00:00
Donna is most helpful, the BEST

WOW! Thank you Isabel Carreiro!

WOW!!! Thank you Isabel Carreiro!!

The act of going above and beyond in order to accommodate a new client is the hallmark of The Lapointe Insurance Agency!!!
Lapointe Insurance
5.0
2017-09-20T19:40:51+00:00
WOW!!! Thank you Isabel Carreiro!! The act of going above and beyond in order to accommodate a new client is the hallmark of The Lapointe Insurance Agency!!!

Excellent service!

Excellent service! A 5 star rec!

April Dawn

Lapointe Insurance
5.0
2018-12-07T19:31:19+00:00

April Dawn

Excellent service! A 5 star rec!

That’s pretty amazing!

Alice Morin is a treasure to our company and has assisted us with every possible need large and small. She is simply great to work with and I have every confidence in her expertise in whatever issue I bring up. Her prompt assistance and tremendous customer service has made dealing with business insurance a pleasure. That's pretty amazing!
Lapointe Insurance
5.0
2017-09-20T19:19:08+00:00
Alice Morin is a treasure to our company and has assisted us with every possible need large and small. She is simply great to work with and I have every confidence in her expertise in whatever issue I bring up. Her prompt assistance and tremendous customer service has made dealing with business insurance a pleasure. That's pretty amazing!

My realtor told me about Lapointe Insurance and I got a great price!

I was shopping for insurance for my investment property and everywhere I went price was sky high! My realtor told me about Lapointe Insurance and I got a great price! And friendly and responsible stuff! Gold Star for you guys!

Rafael Disla

Lapointe Insurance
5.0
2018-12-07T19:19:24+00:00

Rafael Disla

I was shopping for insurance for my investment property and everywhere I went price was sky high! My realtor told me about Lapointe Insurance and I got a great price! And friendly and responsible stuff! Gold Star for you guys!

Seamless process

Seamless process for new home insurance. Great rate and coverage!

Rick Z

Lapointe Insurance
5.0
2018-12-07T19:20:21+00:00

Rick Z

Seamless process for new home insurance. Great rate and coverage!

A pleasure to do business with the office every time!

I asked Mike a question and he got back to me with updated answers 3 or 4 times. I also did business with Isabel and she was GREAT as usual. The entire office tends to be right on the ball. A pleasure to do business with the office every time!!!
Lapointe Insurance
5.0
2017-09-20T19:37:36+00:00
I asked Mike a question and he got back to me with updated answers 3 or 4 times. I also did business with Isabel and she was GREAT as usual. The entire office tends to be right on the ball. A pleasure to do business with the office every time!!!

Julie is always very polite and helpful

Julie is always very polite and helpful in answering all my questions and taking care of my home owner's policy. She is an asset to Lapointe Insurance Agency.
Lapointe Insurance
5.0
2017-09-20T19:39:54+00:00
Julie is always very polite and helpful in answering all my questions and taking care of my home owner's policy. She is an asset to Lapointe Insurance Agency.

I have always received excellent service.

Whenever I have called Lapointe Insurance, I have always received excellent service. Donna handles my account and she is always knowledgeable, pleasant and helpful whenever I contact the agency.
Lapointe Insurance
5.0
2017-09-20T19:22:37+00:00
Whenever I have called Lapointe Insurance, I have always received excellent service. Donna handles my account and she is always knowledgeable, pleasant and helpful whenever I contact the agency.

Responded quickly

Responded quickly. Reasonable rate.

Joe Li

Lapointe Insurance
5.0
2018-12-07T19:37:04+00:00

Joe Li

Responded quickly. Reasonable rate.

Linda Pratt has been wonderful.

Linda Pratt has been wonderful. I'm a new client as well as new to Massachusetts and she walked me through the process of buying my homeowner's insurance as well as how to go about getting my new driver's license and car registration. I recommend this agency highly.
Lapointe Insurance
5.0
2017-09-20T19:07:17+00:00
Linda Pratt has been wonderful. I'm a new client as well as new to Massachusetts and she walked me through the process of buying my homeowner's insurance as well as how to go about getting my new driver's license and car registration. I recommend this agency highly.

Very helpfully staff.

Lapointe Insurance
5.0
2017-09-20T19:17:51+00:00

Linda Pratt is great to work with always

Linda Pratt is great to work with always. Helped me convert my new company car to their requested insurance levels.
Lapointe Insurance
5.0
2017-09-20T19:17:30+00:00
Linda Pratt is great to work with always. Helped me convert my new company car to their requested insurance levels.

I cannot recommend them more highly.

We are a very small company with a very small home, but the Lapointe staff makes us feel very valued and considered. I cannot recommend them more highly.
Lapointe Insurance
5.0
2017-09-20T19:38:31+00:00
We are a very small company with a very small home, but the Lapointe staff makes us feel very valued and considered. I cannot recommend them more highly.

exceptional insurance agent

John Lapointe is an exceptional insurance agent and has taken great care of all clients I've sent his way.

Jason Sutton

Lapointe Insurance
5.0
2018-12-07T19:22:53+00:00

Jason Sutton

John Lapointe is an exceptional insurance agent and has taken great care of all clients I've sent his way.

Excellent rates and customer service

I have a homeowners policy and a Liability Policy with Lapointe. They have excellent rates and customer service. Someone is always available to help or answer questions I have.
Lapointe Insurance
5.0
2017-09-20T19:39:25+00:00
I have a homeowners policy and a Liability Policy with Lapointe. They have excellent rates and customer service. Someone is always available to help or answer questions I have.

Absolutely amazing!

We ran into a little trouble with one of the providers but John was amazing and kept helping and suggesting ideas that would get me the best deal. Absolutely amazing!
Lapointe Insurance
5.0
2017-09-20T19:42:20+00:00
We ran into a little trouble with one of the providers but John was amazing and kept helping and suggesting ideas that would get me the best deal. Absolutely amazing!

My realtor recommended Lapointe

I needed insurance for my first home that wouldn’t cost too much but also wouldn’t lack customer service. I called around for a few quotes and they all seemed to be more than I really wanted to spend. My realtor recommended LaPointe. She knew John and sent my info to him. He gave me the best offer even beating out the quote I was given by the agency that insures my car. The first home fell through and even with my new forever home, the close date seemed to be always changing. John & Sally we’re always patient and responsive getting any necessary paperwork to my lender as needed. So far, I’ve been very pleased and feel confident they’ll have no problem helping in the future should I need to file a claim.

Jeanne Fallon

Lapointe Insurance
5.0
2018-12-07T19:16:26+00:00

Jeanne Fallon

I needed insurance for my first home that wouldn’t cost too much but also wouldn’t lack customer service. I called around for a few quotes and they all seemed to be more than I really wanted to spend. My realtor recommended LaPointe. She knew John and sent my info to him. He gave me the best offer even beating out the quote I was given by the agency that insures my car. The first home fell through and even with my new forever home, the close date seemed to be always changing. John & Sally we’re always patient and responsive getting any necessary paperwork to my lender as needed. So far, I’ve been very pleased and feel confident they’ll have no problem helping in the future should I need to file a claim.

10/10!

John & the entire Lapointe Insurance team is amazing! I would recommend them to anyone. Working with them is enjoyable & their entire staff is extremely knowledgable. 10/10!

Taylor Cacciola

Lapointe Insurance
5.0
2018-12-07T19:39:41+00:00

Taylor Cacciola

John & the entire Lapointe Insurance team is amazing! I would recommend them to anyone. Working with them is enjoyable & their entire staff is extremely knowledgable. 10/10!

Best decision I ever made!

Glad I moved all my policies to Lapointe Insurance. Best decision I ever made! Sally Figueiredo was professional and knowledgeable. Highly recommended.
Lapointe Insurance
5.0
2017-09-20T19:20:32+00:00
Glad I moved all my policies to Lapointe Insurance. Best decision I ever made! Sally Figueiredo was professional and knowledgeable. Highly recommended.

Super easy to work with

Super easy to work with and great pricing. thank you!

Bekki Gredinger

Lapointe Insurance
5.0
2018-12-07T19:22:04+00:00

Bekki Gredinger

Super easy to work with and great pricing. thank you!

Can’t say enough about how helpful and professional John was

Can't say enough about how helpful and professional John was in helping me with any questions I had about homeowners insurance..Thank you again it was a pleasure to work with you.

Patricia Decoteaux

Lapointe Insurance
5.0
2018-12-07T19:30:10+00:00

Patricia Decoteaux

Can't say enough about how helpful and professional John was in helping me with any questions I had about homeowners insurance..Thank you again it was a pleasure to work with you.

ON POINT!

John Lapointe is ON POINT!! every single time!!

Kaitlyn O'Connor

Lapointe Insurance
5.0
2018-12-07T19:45:31+00:00

Kaitlyn O'Connor

John Lapointe is ON POINT!! every single time!!

Great customer service.

Great customer service. Dedicated to finding the best policy custom tailored.

Steve Hebert

Lapointe Insurance
5.0
2018-12-07T19:26:42+00:00

Steve Hebert

Great customer service. Dedicated to finding the best policy custom tailored.

truly one of the best in their industry

They are truly one of the best in their industry, I have used many other locals here in Fall River of good reputation, and always said take care of me, don't make me learn insurance and have to go shopping,
Well now I know insurance ins outs ups downs, and will be with them till the end, All members of the Lapointe team in front and behind the scenes are leaders in their fields, never disappoints.

Christine Araujo Pires

Lapointe Insurance
5.0
2018-12-07T19:43:08+00:00

Christine Araujo Pires

They are truly one of the best in their industry, I have used many other locals here in Fall River of good reputation, and always said take care of me, don't make me learn insurance and have to go shopping, Well now I know insurance ins outs ups downs, and will be with them till the end, All members of the Lapointe team in front and behind the scenes are leaders in their fields, never disappoints.

Good People

Lapointe Insurance
5.0
2017-11-17T17:16:17+00:00

didn’t matter if I was 5 miles away or 567 miles away

Going beyond the call of duty in a time of need is something I've never experienced before with any insurance company ive dealt with in the past. It didn't matter if I was 5 miles away or 567 miles away the lapointe family stepped up and took care of business. I'm extremely proud and excited to be apart of the family, cause that's how they treat you. Understanding of your needs and getting done in a timely fashion your insurance issues with no headaches. At lapointe insurance I know who has my back. Home, sweet, home! Big shout out to Whitney Morrissette for getting me out of a jam. What a great team!(family)

Joseph Da Camara

Lapointe Insurance
5.0
2018-12-07T19:57:18+00:00

Joseph Da Camara

Going beyond the call of duty in a time of need is something I've never experienced before with any insurance company ive dealt with in the past. It didn't matter if I was 5 miles away or 567 miles away the lapointe family stepped up and took care of business. I'm extremely proud and excited to be apart of the family, cause that's how they treat you. Understanding of your needs and getting done in a timely fashion your insurance issues with no headaches. At lapointe insurance I know who has my back. Home, sweet, home! Big shout out to Whitney Morrissette for getting me out of a jam. What a great team!(family)

Lapointe Insurance reassures me in their excellent work

Lapointe Insurance reassures me in their excellent work
Lapointe Insurance
5.0
2017-10-24T11:51:50+00:00
Lapointe Insurance reassures me in their excellent work

saved me A hell of a lot more than 15% for 15 minutes

My agent Liz just saved me A hell of a lot more than 15% for 15 minutes .
Yessah

Tom Tripp

Lapointe Insurance
5.0
2018-12-07T19:50:36+00:00

Tom Tripp

My agent Liz just saved me A hell of a lot more than 15% for 15 minutes . Yessah

best price. super easy to understand

very helpful. best price. super easy to understand. we thankyou:)

Nichole Garcia

Lapointe Insurance
5.0
2018-12-07T19:24:56+00:00

Nichole Garcia

very helpful. best price. super easy to understand. we thankyou:)

John was great to work with

John was great to work with and very helpful in my car insurance transition, found a great deal for car and rental insurance

Mike Kenney

Lapointe Insurance
5.0
2018-12-07T19:21:15+00:00

Mike Kenney

John was great to work with and very helpful in my car insurance transition, found a great deal for car and rental insurance

She went up and beyond to provide excellent customer service

Instead of getting voice mail or brushed off Sally Figueiredo took control of the situation!!! She went up and beyond to provide excellent customer service and quick control and resolved the issue. Thank you Sally for being one of those great employees that make all the difference!!!
Lapointe Insurance
5.0
2017-09-20T19:18:43+00:00
Instead of getting voice mail or brushed off Sally Figueiredo took control of the situation!!! She went up and beyond to provide excellent customer service and quick control and resolved the issue. Thank you Sally for being one of those great employees that make all the difference!!!

Great service. Competitively priced. Very friendly and helpful.

Great service. Competitively priced. Very friendly and helpful.

David Peter

Lapointe Insurance
5.0
2018-12-07T19:56:15+00:00

David Peter

Great service. Competitively priced. Very friendly and helpful.

Friendly, knowledgeable, prompt.

Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.
Lapointe Insurance
5.0
2017-09-20T19:36:31+00:00
Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.

Best insurance agency on the market today

Lapointe is the best insurance agency on the market today. Much easier to work with and better rates then the top US insurance agency brands. Ask for John. He was extremely knowledgeable and very responsive to my questions. He was thorough in explaining different options and easy to work with. I would highly recommend using them
Andrew Murkidjanian
Lapointe Insurance
5.0
2018-12-07T19:15:19+00:00
Andrew Murkidjanian
Lapointe is the best insurance agency on the market today. Much easier to work with and better rates then the top US insurance agency brands. Ask for John. He was extremely knowledgeable and very responsive to my questions. He was thorough in explaining different options and easy to work with. I would highly recommend using them

Excellent communication with quick transparent responses

Excellent communication with quick transparent responses. I knew exactly what I was getting with zero confusion. I signed for my home owners policy and look forward to switching my auto in the near future.

Jaclyn Smith

Lapointe Insurance
5.0
2018-12-07T19:29:16+00:00

Jaclyn Smith

Excellent communication with quick transparent responses. I knew exactly what I was getting with zero confusion. I signed for my home owners policy and look forward to switching my auto in the near future.

I am so glad we decided to call Lapointe!

We ran into an issue with our previous homeowner's policy coverage, and Linda Pratt from Lapointe was able to quote us for a new policy with comparable coverage, and we had a new homeowner's policy within a couple of days. Linda was thorough, helpful, efficient and friendly. She followed-up to make sure all of our questions were answered and our issue resolved. I am so glad we decided to call Lapointe! Thanks for all your great help, Linda!
Lapointe Insurance
5.0
2017-10-24T11:48:34+00:00
We ran into an issue with our previous homeowner's policy coverage, and Linda Pratt from Lapointe was able to quote us for a new policy with comparable coverage, and we had a new homeowner's policy within a couple of days. Linda was thorough, helpful, efficient and friendly. She followed-up to make sure all of our questions were answered and our issue resolved. I am so glad we decided to call Lapointe! Thanks for all your great help, Linda!

best rates for Homeowner and Auto Insurance

Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.

Heather Reed

Lapointe Insurance
5.0
2018-12-07T19:54:00+00:00

Heather Reed

Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.

I’d like to thank Sally Figueiredo

I just became a new customer of this insurance company & I'd like to thank Sally Figueiredo for all her help at finding me the best plan that suits my needs. Great customer service!!

Rhonda M Arruda

Lapointe Insurance
5.0
2018-12-07T19:58:22+00:00

Rhonda M Arruda

I just became a new customer of this insurance company & I'd like to thank Sally Figueiredo for all her help at finding me the best plan that suits my needs. Great customer service!!

Saved me $$$ too

Awesome job friendly and professional oh and saved me $$$ too.
Lapointe Insurance
5.0
2017-10-24T11:50:16+00:00
Awesome job friendly and professional oh and saved me $$$ too.

Always ready to help

Always ready to help, quick to answer questions. They keep in touch with you. Needed something notarized, no problem.

Nancy Lawrence Krause

Lapointe Insurance
5.0
2018-12-07T19:44:08+00:00

Nancy Lawrence Krause

Always ready to help, quick to answer questions. They keep in touch with you. Needed something notarized, no problem.

I highly recommend this agency.

Anyone to whom I have spoken in the North Attleboro office has always been patient and clear with explanations to me as to how the insurance works and what the insurer needs; they are excellent intermediaries and wonderful people to have on your side! I highly recommend this agency.
Lapointe Insurance
5.0
2017-09-20T19:16:55+00:00
Anyone to whom I have spoken in the North Attleboro office has always been patient and clear with explanations to me as to how the insurance works and what the insurer needs; they are excellent intermediaries and wonderful people to have on your side! I highly recommend this agency.

It was a pleasure to work with John

Thanks to John and his expertise! He answered all my insurance questions promptly, found me a great deal on auto insurance with the same amount of coverage I had with my previous insurance company with a savings of almost $40! It was a pleasure to work with John and I look forward to working with him in the future if I have any issues with my home owners’/auto insurance policies.

Lisa Dumont

Lapointe Insurance
5.0
2018-12-07T19:26:01+00:00

Lisa Dumont

Thanks to John and his expertise! He answered all my insurance questions promptly, found me a great deal on auto insurance with the same amount of coverage I had with my previous insurance company with a savings of almost $40! It was a pleasure to work with John and I look forward to working with him in the future if I have any issues with my home owners’/auto insurance policies.

amazing customer service, attention to detail, fast & reliable service

John Lapointe is an exceptional insurance agent and took care of my wife and I when we needed reliable but affordable house and flood insurance.

Anyone who is looking for amazing customer service, attention to detail, fast & reliable service, this is the guy/company to go to!

Jonathan Raymond

Lapointe Insurance
5.0
2018-12-07T19:18:08+00:00

Jonathan Raymond

John Lapointe is an exceptional insurance agent and took care of my wife and I when we needed reliable but affordable house and flood insurance. Anyone who is looking for amazing customer service, attention to detail, fast & reliable service, this is the guy/company to go to!

I think she deserves a raise!

My Insurance agent at Lapointe is Erin Plocica and she is fabulous! We recently got into an accident so there were a lot of moving pieces to figure out and she was on the ball and looked into everything I needed her to efficiently. I think she deserves a raise!
Lapointe Insurance
5.0
2017-09-20T19:41:16+00:00
My Insurance agent at Lapointe is Erin Plocica and she is fabulous! We recently got into an accident so there were a lot of moving pieces to figure out and she was on the ball and looked into everything I needed her to efficiently. I think she deserves a raise!

Elizabeth Maxim was the best

I recently switched agents & insurance companies within the past year. Never ever had to put in a claim for a damage in 22 yrs living in my home. Then, this past November, my hot water heater exploded in my cellar causing water damage. Elizabeth Maxim was the best, and took care of it all ! Liz is very efficient & professional at her job !! I would recommend her for sure !!

Lisa Boulanger

Lapointe Insurance
5.0
2018-12-07T19:52:24+00:00

Lisa Boulanger

I recently switched agents & insurance companies within the past year. Never ever had to put in a claim for a damage in 22 yrs living in my home. Then, this past November, my hot water heater exploded in my cellar causing water damage. Elizabeth Maxim was the best, and took care of it all ! Liz is very efficient & professional at her job !! I would recommend her for sure !!

All aspects of our experience has been 1st Class

Have been a customer for going on 3 years and could not ask for better more professional service.
All aspects of our experience has been 1st Class. Thanks for all your help and consideration
Lapointe Insurance
5.0
2017-09-20T19:19:41+00:00
Have been a customer for going on 3 years and could not ask for better more professional service. All aspects of our experience has been 1st Class. Thanks for all your help and consideration

Well done!

Julie and Isabel were on top of our needs, anticipated the next steps and made it seem easy. Well done!
Lapointe Insurance
5.0
2017-09-20T19:38:56+00:00
Julie and Isabel were on top of our needs, anticipated the next steps and made it seem easy. Well done!

incredibly helpful and is always there to support me

I have my personal and business insurance through Lapointe. John has been incredibly helpful and is always there to support me. I would highly recommend them.

Ryan Rego

Lapointe Insurance
5.0
2018-12-07T19:51:45+00:00

Ryan Rego

I have my personal and business insurance through Lapointe. John has been incredibly helpful and is always there to support me. I would highly recommend them.

They truly make you feel like family

Friendly and knowledgeable staff. They truly make you feel like family. Call them for a quote and see for yourself.

Arthur Pacheco

Lapointe Insurance
5.0
2018-12-07T19:55:38+00:00

Arthur Pacheco

Friendly and knowledgeable staff. They truly make you feel like family. Call them for a quote and see for yourself.

John Lapointe is an honest, smart, and hard working insurance agent

John Lapointe is an honest, smart, and hard working insurance agent. He looks out for the best interest of his clients and he always makes people feel at ease. Keep up the great work John!

Garrett Duffy

Lapointe Insurance
5.0
2018-12-07T19:42:17+00:00

Garrett Duffy

John Lapointe is an honest, smart, and hard working insurance agent. He looks out for the best interest of his clients and he always makes people feel at ease. Keep up the great work John!

Exceptional service!

Exceptional service! The rare insurance company that seems to be genuinely interested in the well being of their customers and not just the well being of their own bottom line.
Lapointe Insurance
5.0
2017-09-20T19:15:13+00:00
The rare insurance company that seems to be genuinely interested in the well being of their customers and not just the well being of their own bottom line.

kindness, professionalism, availability and willingness to go the extra mile

I have had Liz as my agent for years. Her kindness, professionalism, availability and willingness to go the extra mile are the reasons why I I have stayed with LaPointe Insurance.

Dan Tripp

Lapointe Insurance
5.0
2018-12-07T19:48:41+00:00

Dan Tripp

I have had Liz as my agent for years. Her kindness, professionalism, availability and willingness to go the extra mile are the reasons why I I have stayed with LaPointe Insurance.

Nellie and team are absolutely wonderful!

Always willing to go above and beyond with assisting their customers needs. Nellie and team are absolutely wonderful!
Lapointe Insurance
5.0
2017-10-24T11:45:40+00:00
Always willing to go above and beyond with assisting their customers needs. Nellie and team are absolutely wonderful!
5
64

So now you have a great home insurance policy, and the best auto policy you can get. But are you sure that is enough? It could be. But it’s also possible you’re still not fully covered. What if something happens that exceeds your liability limits, or you have a gap in coverage?

 

Imagine your daughter just got her license and she’s driving your car in the rain. She loses control of the vehicle and causes a multi-car pileup on the freeway. Or suppose you volunteer to drive some of your son’s soccer teammates to a tournament, and you have an accident?

If your primary coverage isn’t enough, you will end up paying the remainder of the claim out of pocket. But if you have an umbrella policy, you’re covered. As the name suggests, this special policy gives you an umbrella of additional liability coverage to give you shelter from incidents like this.

A Rhode Island or Massachusetts umbrella insurance policy can protect you from claims that extend beyond the liability coverage limits of your home, auto, renters, boat, or other personal liability policies. If the cost of a claim ends up being more than the liability limits on one of the underlying policies, you’re protected.

A personal umbrella policy provides additional insurance for property damage or bodily injury beyond your regular insurance policies, but they also extend to some things not usually covered. In this way, the umbrella insurance policy works to fill in some gaps. Some situations such as the cost of providing a court defense, or “personal injury” offenses like libel or slander may not be covered by the underlying policies, but an umbrella will cover them. In other words, the umbrella kicks in when a normally covered situation exceeds the limits of your regular insurance policy, or the underlying policy doesn’t cover them to begin with.

Is a Rhode Island or Massachusetts umbrella insurance policy right for you? Historically, wealthy people in MA and RI with sizable assets have purchased personal umbrella policy coverage. This is no longer the case. Since our society has become more litigious, people of all income levels are choosing to extend their liability coverage. The greater your risk factors, the more you will need to protect yourself. Some high-risk factors include:

• Owning a personal watercraft
• Having a young driver in the family
• Owning a swimming pool
• Owning a recreational vehicle

Think about what could happen if everything you’ve worked so hard for was at risk because of a lawsuit that went beyond your normal homeowners insurance or auto insurance limits. Are you going to be able to pay out of pocket if you cause a multi-car accident and your limits don’t cover the total cost of the claim?

Yes, these things rarely happen, but it is our job to help you plan for the things you don’t want to think about. You can never be too careful, and as it turns out, adding an umbrella policy is one of the most affordable ways to protect yourself. We’ve found that MA and RI umbrella insurance policies can be purchased for a low cost, while providing plenty of coverage so you don’t have to worry about your potential liability risks in the future.

Different umbrella policies cover different things, and the coverage is provided in increments of $1,000,000. Premiums can vary between each company based on a number of factors that affect how much risk a specific person has, like the underlying policy limits, the number of vehicles or properties, and more.

The best way to find out what you need is to carefully review your policy details. That being said, you’d be best off calling one of the experts at Lapointe Insurance to see what you need. We work with over a dozen carriers to help get you the best policy for your unique situation, at a great price. Give us a call, shoot us an email, or fill out a form online to get the conversation going. We are here to help!

Other Coverages to Consider

MA and RI personal auto insurance

Auto Insurance

Trying to find great car insurance on your own can be a daunting task. But with Lapointe Insurance, you’ve got a team of trusted experts ready to make sure you can get the right coverage for your unique needs, for the best price possible.

MA and RI life insurance

Life Insurance

Anyone who provides financial support for others, should consider buying a life insurance policy of some kind. That could be married couples, parents, or even single people who take care of their aging parent or another loved one.

MA and RI home insurance

Home Insurance

As independent agents, Lapointe Insurance is ready to help you protect everything you’ve worked so hard for. We’ll show you why shopping local and working with a local, independent insurance agency is the best decision you can make for your family.