Home is where the heart is.
But accidents can happen at home too.
If you’re like us, buying a home is probably the biggest investment you’ll ever make. As independent agents, Lapointe Insurance is ready to help you protect everything you’ve worked so hard for. We’ll show you why shopping local and working with a local, independent insurance agency is the best decision you can make for your family.
At Lapointe Insurance, many of us are proud homeowners just like you. We raise our families in our homes, entertain our closest friends, and kick back and relax after a hard day’s work. And like you, our homes are right here in beautiful Massachusetts and Rhode Island.
We’re dedicated to making sure you have the coverage you need for your home. We’ll listen to you and your unique needs, and then work to make sure you’re never missing any coverages that will cost you out-of-pocket down the road.
We have access to over a dozen insurance carriers, and that’s what makes working with an independent agency like us so great. We can quickly compare several quotes and coverages to get you the best possible MA or RI homeowners insurance for your specific home. Some insurance carriers are better at protecting older homes, while others have the best deals on newer construction. If you live in a coastal area, we have several carriers that specialize in protecting against your unique exposures too.
Over the years we’ve learned how important it is to shop around for the best coverage for each home. Whether you’re located in Fall River, North Attleboro, Westport or anywhere else in Massachusetts or nearby Rhode Island, we can help protect you and the ones closest to you. Here’s what you will find in a MA or RI homeowners insurance policy:
- Coverage for your building and other structures like garages, sheds, and barns.
- Coverage for personal property like furniture, and appliances. There are certain limitations, such as theft loss to jewelry, furs, guns and more.
- Limited coverage for personal property permanently kept at storage facilities.
- The additional cost of temporary housing, food and other things, when you’re forced from your home by a covered cause of loss.
- Liability coverages, in case you accidentally injure someone or damage their property.
- Defense costs, includes hiring and paying for an attorney if necessary, and paying most court costs.
- Medical payments, limited for non-residents, for certain accidents occurring on your property.
There are other things to consider too. Our team of local insurance experts can help you understand things like replacement cost and coinsurance, and we’ll tailor your package with endorsements or additional policies. These extra coverages could include:
- Valuable articles/floater insurance policies, also known as jewelry insurance.
- Flood protection.
- and Umbrella policies, offering additional liability protection.
At Lapointe Insurance, we know what works for one Massachusetts or Rhode Island homeowner won’t necessarily work for another. That’s why we listen to you, determine your situation, and then create an individualized homeowners insurance plan that addresses your unique needs—and home. Fill our the form below or call us today at 508-678-8341 for a comprehensive MA or RI Homeowners quote.
I’d like to thank Sally Figueiredo
Rhonda M Arruda
truly one of the best in their industry
Well now I know insurance ins outs ups downs, and will be with them till the end, All members of the Lapointe team in front and behind the scenes are leaders in their fields, never disappoints.
Christine Araujo Pires
Ask for John.
She went up and beyond to provide excellent customer service
Elizabeth Maxim was the best
amazing customer service, attention to detail, fast & reliable service
Anyone who is looking for amazing customer service, attention to detail, fast & reliable service, this is the guy/company to go to!
They truly make you feel like family
It was a pleasure to work with John
Knowledgeable, helpful & caring
Very helpfully staff.
I have always received excellent service.
Great service. Competitively priced. Very friendly and helpful.
best price. super easy to understand
Linda Pratt is great to work with always
Nellie and team are absolutely wonderful!
My realtor told me about Lapointe Insurance and I got a great price!
Lapointe Insurance reassures me in their excellent work
My realtor recommended Lapointe
WOW! Thank you Isabel Carreiro!
The act of going above and beyond in order to accommodate a new client is the hallmark of The Lapointe Insurance Agency!!!
I highly recommend this agency.
fabulous from start to finish with me and my wife’s flood & homeowners insurance policy
kindness, professionalism, availability and willingness to go the extra mile
Saved me $$$ too
Julie is always very polite and helpful
Super easy to work with
incredibly helpful and is always there to support me
All aspects of our experience has been 1st Class
All aspects of our experience has been 1st Class. Thanks for all your help and consideration
saved me A hell of a lot more than 15% for 15 minutes
Excellent communication with quick transparent responses
John was great to work with
I think she deserves a raise!
I cannot recommend them more highly.
Best decision I ever made!
Great place with friendly people.
Always ready to help
Nancy Lawrence Krause
I am so glad we decided to call Lapointe!
timely transfer from AMICA insurance
A pleasure to do business with the office every time!
Excellent rates and customer service
best rates for Homeowner and Auto Insurance
That’s pretty amazing!
Linda Pratt has been wonderful.
exceptional insurance agent
I saved money and she really shopped
Friendly, knowledgeable, prompt.
John Lapointe is an honest, smart, and hard working insurance agent
Everyone there is always so helpful
Great customer service.
Can’t say enough about how helpful and professional John was
a company that truly cares about their customers
didn’t matter if I was 5 miles away or 567 miles away
Joseph Da Camara
Best insurance agency on the market today
Other Coverages to Consider
Trying to find great car insurance on your own can be a daunting task. But with Lapointe Insurance, you’ve got a team of trusted experts ready to make sure you can get the right coverage for your unique needs, for the best price possible.
So now you have a great home insurance policy, and the best auto policy you can get. But are you sure that is enough? It could be. But it’s also possible you’re still not fully covered. What if something happens that exceeds your liability limits, or you have a gap in coverage?
Anyone who provides financial support for others, should consider buying a life insurance policy of some kind. That could be married couples, parents, or even single people who take care of their aging parent or another loved one.